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Home » Clark Abrahams

Clark Abrahams

SAS finance architect is out to overhaul credit-scoring metrics

September 15, 2008 by Ted Cuzzillo

Some loan officers used to go by rules of thumb. There were “The Three B’s: never lend to beauticians, bartenders or barbers” and “The Three P’s: never lend to preachers, plumbers or prostitutes.” Now we have an automated system, but it can’t tell an upstanding banker from a down-on-his-luck bartender.

Imagine a high-level banker who leaves his job for a promotion in another state. He’s trusted and respected for the job he did as senior risk manager, reporting to the board of directors, at a 19-branch bank in Atlanta. But for moving and taking that new job, his credit score declines.… Read the rest “SAS finance architect is out to overhaul credit-scoring metrics”

Filed Under: Uncategorized Tagged With: Clark Abrahams, indicators, metrics, SAS 1 Comment

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